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June 23, 2025, 8:06 PM
Nearly half of Americans said they would need to make $100,000 a year to live comfortably, according to a new financial freedom survey from Bankrate.
An additional 26% said that’s not enough, and they’d need to bring home $150,000 a year to achieve that feeling.
While some may raise their eyebrows at needing $150,000 just to feel comfortable, Bankrate analyst and U.S. economy reporter Sarah Foster said the data tells a different story.
“In many cities, $150K is actually considered middle class and especially in high-cost areas where maybe people are paying expensive rent or mortgages,” Foster said.
She pointed out that the research shows the more someone makes, the more they feel they need to make to live comfortably.
“I think it’s very accurate to say that we’re always chasing that next 15 to $20,000. We’re kind of on this perpetual treadmill,” Foster said with a laugh.
Now, living comfortably is not the same as being worry-free about money.
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